We are a Compliance and Debt Verification Company.
Under new federal laws and regulations, a creditor has to prove a debt belongs to a particular customer. If a creditor cannot do so, then he/she cannot collect the debt from the customer. We work with Independent Case Attorneys, who request original financial documents for all debts belonging to a particular client. If there is no ownership evidence and documents linking the debts to a particular client, then those debts are invalidated and must be removed from the client's credit report. Therefore, the client does not owe those debts, and pay nothing upon them. In addition, if the creditor harasses the client during the process (which is a clear violation of the FDCPA) during the process, we work with Independent Case Attorneys who will apply these violations against the collections agency to help completely eliminate client’s debt.